Ethics & Investing

Ethics in investing is a process used by investors to align ethical and moral standards with how they make investments. As investors become more involved with how their money is distributed across financial markets, regulators, financial professionals, and businesses have begun to incorporate investors of all sizes in their decision making process. This has led to greater […]

Investing Regulations

The number of people who are investing in the stock and bond markets through various ways has increased significantly, and the demand for innovative and complex investment products has also gone up. To meet the growing demand for investment products, the government has created regulations to manage and regulate investing at all levels.  Examining how […]

The Financial System

A financial system is a set of institutions, such as banks, brokerage firms, and stock exchanges, that allow the exchange of funds between financial market participants such as investors, lenders, and borrowers. Financial systems exist on local, regional, and global levels, and include rules and practices that borrowers and lenders use to decide which projects get […]

The Economic System

When we invest money into the economy, we are investing in companies that create and distribute goods and services, or we can be investing directly in the raw materials known as commodities like gold, corn, or oil and gas. So, it’s a good idea to have a working knowledge of economics. Economics is the study […]

Investment Professionals

Investment professionals are advisors who help manage financial risk and build wealth over time. They support you in achieving your financial goals. Much like medical professionals who specialize in specific areas, investment advisors come from different backgrounds and offer a wide range of services. Investment advising involves all aspects of wealth creation and preservation, including […]


In society, we interact with insurance in many ways, and the intent is always to reduce financial loss. The process of investing in insurance began hundreds of years ago when merchants formed associations, known as guilds, between them and craftsmen to protect their products against loss. These guilds began to mutually protect merchandise being transported […]

Portfolio Diversification

“Tis the part of a wise man to keep himself today for tomorrow, and not venture all his eggs in one basket.” ~ Miguel de Cervantes: Don Quixote de la Mancha   What is portfolio diversification? Portfolio diversification is the process of investing in various types of investments such as stocks, bonds, index funds, mutual funds, […]

Asset Allocation

Asset allocation is based on a theory that investors can achieve higher total returns in their portfolio by splitting investments by asset classes, rather than individual investments within each asset class. Asset allocation looks at the different types of asset classes in your portfolio. Asset Allocation Strategies Asset allocation strategies, also known as schemes, are created […]

Types of Investment Risk

Most people have at some point in their lives stopped to ask themselves how risky something is. Whether it is skydiving, skiing, and even walking, an individual’s comfort level will determine their next step. Risk tolerance regarding investing is very much the same. Investors will determine how comfortable they are with the idea of potentially […]

Sustainable & Responsible Investing

Sustainable and Responsible Investments (SRIs), also notably referred to as impact investing, is a strategy where investors allocate money directly into companies and causes that have positive contributions and impact to community and society. You may be thinking: don’t most companies in our communities have a positive impact!? Perhaps. Impact investing , also known as […]