Hello 2022!


Welcome to 2022! At this time of year, some of say “This is the year, I will (fill in the blank).” These resolutions are created with good intentions, but often don’t quite succeed. Sometimes the resolution is a little overly ambitious and sometimes because we do not see immediate results, we give up.  The MFF […]

What’s Up With the Term “Financial Literacy?”

financial literacy

“Financial Literacy” is a term I struggle with. It’s a term that those who know about money use to talk about money with those that (they think) do not understand how money works. Hearing the term “financial literacy” is basically like fingers on a chalkboard for me – it basically comes across that you do […]

Good-bye 2021, Hello 2022!

end-of-the-year financial check-up

This is the time of year when all kinds of things are happening. It is crazy busy, the holidays come and go in the blink of an eye, and get-togethers and gift-giving are big deals. In addition to the holidays and gift-giving, we are coming up on the end of the year and for many […]

Deferred Maintenance: The Cost That Increases Over Time – and Always Catches Up to You

deferred maintenance

It seemed like a reasonable idea at the time. Maintenance is always a tough pill to swallow. You might immediately think of car or home maintenance. It also carries over to other items such as your electronic devices, appliance cleaning, lawn care, health care, fitness, and many others. Regularly scheduled maintenance is probably the cheapest […]

Let’s Talk Holiday Gift-Giving …

holiday gift giving

As we celebrate Thanksgiving next week, many of us will begin shopping for holiday gifts for family and friends. While we’ve recently shared ideas for getting ready for the holiday season and talked about the need for creating a spending plan, now it’s time to share simple tips to help you manage your holiday spending! […]

You Don’t Have to Quit Your Day Job

you don't have to quit your day job

I am here to tell you that you can 100% start a new business, pursue additional education or do other things without quitting your day job. Most everyone has dreamed of starting their own business or going back to school. Often the mid-afternoon (or Monday morning) daydream starts with quitting your day job and pursuing […]

Tough Financial Decisions: Sometimes you just have to bear the cost!

tough financial decisions

Let’s face it. Everyone has to make tough financial decisions from time-to-time. These are those decisions that we really hope don’t happen on a regular basis.  Knowing they will happen and how to handle them is important.   There is never an ideal time.  An example of this was one summer day I was out on […]

What’s Your 2021 Holiday Shopping Plan?

holiday gift giving

A few weeks ago, we explored preparing for the holiday season and gift-giving in our blog post “Here Comes the Holiday Gift-Giving Season!”. With less than two months until Christmas, let’s take a look at some of our favorite helpful tips to get your holiday shopping plan underway – without busting your holiday budget or […]

Uncovering Hidden Gems: Low Cost Activities to Explore Wherever You Are

low cost activities

When you have lived in the same town, city, or state for a while, everything kind of blends together. We tend to take for granted the cool stuff that is available to us. We get caught up in the daily grind and the craziness of day-to-day life. So we look for and pay for conveniences. […]

Your Job, Financial Health and Career Planning – What’s the Connection?

current job

If you have been watching the news lately, there has been a lot of discussion of many in the American workforce leaving their current jobs in hopes of  “more money, more flexibility and more happiness”. In a recent trending article on LinkedIn, Carrie Schwab-Pomerantz started off her article with the following: “One of the hard […]