How S.M.A.R.T. Experts Actually Achieve Goals

Goal setting is important because it keeps us focused on what we want to achieve. Everyone has a different financial vision for the future, and that vision or dream may change over time. Reaching your financial vision is not something that happens without planning, nor does it happen overnight. In order to achieve your financial dream, you […]

Do You Understand Where Your Money Goes?

While spending plans or budgets don’t look the same they often include similar groupings or classifications. Here are some categories to consider as you set up your spending plan: Housing – includes rent or mortgage, insurance and property taxes and any condo or homeowner association fees, and money to repair or replace appliances and general […]

Top 4 Things You Need To Know As You Make Spending Decisions

Spending is about making choices. Some spending choices are simple and easy to make, while others may prove to be more difficult. Things you need to know as you make spending and saving decisions include: How much money comes in each month?  Where do you spend your money each month? Is there a difference between […]

Making Your Financial Goals S.M.A.R.T.

Making Your Financial Goals S.M.A.R.T. “Preparation is the key to success.” ~ Alexander Graham Bell Setting goals, including financial goals, not only provides you direction and gives you control of your future, can give you a great sense of personal satisfaction.  Reaching your goals is possible when they are S.M.A.R.T.  – Specific, Measurable, Achievable, Relevant, […]

Budgeting: How To Make Your Money Work For You

Make a Monthly Budget Work for You!  Reaching your personal financial objectives, like  most things in life, requires setting goals. For most of us, reaching financial objectives also needs to include creating and using a monthly budget (also known as a spending plan).  Whether your goals are as short-term as meeting your household’s monthly expenses […]