5 Ways FICO Calculates Your Credit Score

A credit score is a three-digit number that identifies how risky you are to a lender. One Little Three-Digit Number You may not even know you have one. If you have a utility (electricity, phone, etc.) account, a credit card, a student loan, a car payment or a mortgage, you’ve got one. You’ve got a […]

How To Buy with Credit

What’s on your list of things you may want to purchase soon? Perhaps it’s new furniture, a car or a home. Or it could be a student loan for yourself or your child. Using Credit For most of us, this will mean financing the purchase by using some form of credit. Purchasing something “on credit” […]