Programs • Level 02

Fundamentals of Investing:

Once you complete the Fundamentals of Financial Literacy curriculum within Morgan Franklin Foundation (MFF), you may continue your participation as an MFF Fellow by collecting Earn While You Learn points, which allows you to build your financial knowledge and business skills while earning your way toward participating in the stock market with real money.

Fundamentals of Investing, MFF’s Level 02 curriculum, opens Fellows to the world of investing. In this two-year program, you will learn key terms and tasks for investing in the stock market. More importantly, you’ll gain life skills that will allow you to become a wise investor. You will learn the basics and get the feel of investing.

You will learn the financial vernacular so you begin to understand concepts such as:

  • Passive income
  • Introduction to Roth IRA
  • Deeper dive into types of investments
  • Buying versus selling
  • S&P and 500 Indexes
  • How to evaluate stocks, companies and investments
  • Investment strategies

In year two, you will learn even more:

  • Beyond Roth IRAs
  • Deeper dive into evaluating investments
  • Capital markets and implication on your portfolio
  • Industry breakdown

Risk-what does that mean?

Your tolerance for risk will be tested as you begin to look at various options and determine where to invest real money. You will learn how to look at companies and tactics for analyzing their factors for risk versus return. This will help you decide where to place your initial investment.

Fellows utilize the expertise from advisors and mentors  in the business community to begin initial investments, and then learn when and how to measure your success — or misfortune.

“Throughout my career, I’ve given a lot of financial advice to a variety of young people starting their lives, offering direction and different options for investments. It’s exciting to have this opportunity, especially because it’s something that is largely missing from our society. It’s great to be part of something that will bring financial literacy back to the youth,” said Marc Lussier, an MFF Mentor and strategic investor.

Level 02 Prerequisites 

To participate in Level 02 of the MFF programs, you must first:  

Earn While You Learn points can be gained by tasks such as: 

  • Writing blog posts for the MFF website 
  • Taking an MFF Micro Learning Course (MLO)
  • Creating content for an MLO
  • Meeting with a mentor
  • Participating in many different ways based on your abilities and interests

During Level 02, MFF provides real funds for you to make an initial investment in the stock market. The curriculum, advisors and mentors guide you as you learn how to monitor your investment and follow its gains or losses.

MFF provides an opportunity for additional investment funds in the stock market as you get further into Level 02. To complete the level, Fellows review the portfolio with their advisor and mentors. If your portfolio happens to lose funds over the course, MFF will take the loss. However, if the portfolio made money by the end of the course, Fellows will be paid a management fee equal to the portfolio gains.

“In my view, people want to be financially independent via passive income, so you don’t have to go to work if you don’t want to. You can retire and do all the things you want to do,” said MFF Founder, Peter Morgan.

MFF will provide Fellows with a 1099 income with the understanding that their earned income will be placed into a Roth IRA. If the Fellow is under 18 years of age, the Roth IRA will remain custodial with MFF. Parents or legal guardians do not have any financial responsibility related to stock gains or losses.

Skin in the Game

“Stock market simulations online are good to learn the basics, but it’s cool to have the ability to make decisions that do matter when investing in the real stock market. To have my own skin in the game and to see money grow was intriguing to me as a kid. 

I definitely learned don’t just go with companies you know. Don’t be afraid of doing a little research. Just because you don’t know the name of the company does not mean it’s not a good investment. A lot of people go for classics like Apple and Google. They’re great; don’t get me wrong. But you can delve a little deeper and find a hidden gem.”

Trent R., a Morgan Franklin Fellowship Pioneer, is a junior in college with a double major in finance and economics.

Check Out Our Latest Blog Posts

Liam’s Big 3 Business Thoughts – September 2019

Liam’s Big 3 Business Thoughts – September 2019

By: Liam Deselle, 2016 Pioneer - MFF Fellow Liam and his Dad, Andy, like to read and discuss business news. Then they compile a list of the ones they feel will be a good read for and will benefit other Fellows. ~Enjoy  Trade Wars We  have certainly heard a lot about...

Ella’s School Shopping Spree

Ella’s School Shopping Spree

By Ella C. - 2019 MFF Fellow This weekend was my trip to Boston. My mother allowed me a five hundred dollar budget with the promise of what I did not spend I was able to keep. This is what I managed to buy! What I noticed while shopping is that brands heavily...

Book Club: Rich Dad, But Not Just The Book!

Book Club: Rich Dad, But Not Just The Book!

by Liam Deselle Life lessons, financial literacy, assets and liabilities, things they don't teach you in school. MFF Pioneer Fellow, Liam, knows he has a "rich dad." His Dad, Andy, mentors him through life lessons, his financial studies at Morgan Franklin Fellowship...

Complete the Fundamentals of Financial Literacy & Advance to Level 02

Copyright © 2018, Morgan Franklin Followship