total money makeover

The Total Money Makeover

Dave Ramsey’s “The Total Money Makeover” is a book that MFF’s Growth Strategist Steve and Director of Marketing & Outreach Tori each love! In seven (7) “baby steps”, this easy-to-read book (with an optional accompanying workbook) walks readers through Ramsey’s tried-and-true, practical process to get out of personal debt and onto the path of financial independence.

Steve says, “Dave Ramsey’s personal story of losing it all to bad decisions with debt led him to write this book. Concepts of the emergency fund, the snowball debt paydown method, being disciplined with money decisions, and telling every dollar where to go with a monthly budget are outlined.  Read about how to save for emergencies, pay off all your debt for good, and build wealth. Ramsey provides great examples and steps for being “gazelle-intense” about eliminating your personal debt.”

Tori adds, “Not only have I read this book numerous times, I am a fanatical listener to the “The Ramsey Show” podcast which reinforces the book’s concepts and the baby steps through real-life examples from callers. Every time I listen to a podcast, I learn something new.”

Our MFF Book Suggestions feature includes many of our favorite books on money management, personal and business development, leadership skills, and real estate investment. These are the books that have helped us to grow personally and professionally – and to help us master the game of money!

Our book suggestions list continues to grow. Is there a book that has helped you to grow your personal or professional confidence? Share your book suggestions with us by emailing us at!

A Journey to Personal Financial Independence
At Morgan Franklin Fellowship (MFF), we support the concept of financial freedom – by teaching participants how to save by paying themselves first, invest for their future and grow their net worth.

Learning how money works and how to talk about money with others are the first steps towards recognizing an individual’s lifelong financial goals. Our online courses and on-demand learning events are designed to help individuals learn the concepts, rules and vocabulary of money, finance and investing.

Becoming an MFF Fellow  
Our Standards of Financial Literacy program is engaging, full of interesting information, and easy to navigate. Adapted from the National Standards for Financial Literacy developed by the Council for Economic Education (CEE), this robust curriculum features six short lessons on such important topics as earning income, understanding the value of saving and using credit.

When completed, this program lays the foundation for becoming an MFF Fellow. Becoming an MFF Fellow is the ticket to access additional MFF programs and opportunities for mentoring, networking, internships and real-world opportunities. These are the opportunities which allow MFF Fellows to continue their journey towards personal financial independence.

Learn more at

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